Homebuyer Checklist

Gather Documents for Your Situation

Ask Adam for the list that applies to your application. Recent pay statements, W-2s, account statements and identification are common starting points. Self-employed buyers may also need tax returns and business records.

Explain gift funds, income changes or unusual deposits early so Adam can tell you what documentation is needed. Use the company-approved application or document process for financial records; do not upload them to this checklist or send them through ordinary email.

Update the Plan for Each Home

Two homes with the same price can have different payments because of taxes, insurance and HOA charges. Send Adam the address and property details before relying on an earlier budget.

If you need an agent, you can ask for an introduction after discussing financing. Your agent can explain representation, the offer and contract terms.

Keep Your Loan Review Moving

Ask Adam before taking on new debt or making a major financial change during the purchase. Continue responding to documentation requests. Preapproval is a step in the review, not a guarantee of final approval.

Before closing, confirm insurance and funds, review the final disclosures, and use a known phone number to verify payment instructions with the settlement provider.

Put the Guide to Work